Blog
Everything you need to know about your money, App updates and financial news all in one place.
Everything you need to know about your money, App updates and financial news all in one place.
All
Financial Literacy
Savings Tips
All
Financial Literacy
Savings Tips


Financial Literacy
The Real Cost of "Small Small" Borrowing on Loan Apps
That quick loan app feels harmless for small amounts.
By Sam


Financial Literacy
Why GHS 20 Still Counts (Even on a Student Budget)
No steady salary yet? GHS 20 still builds a real habit
By Sam


Financial Literacy
Your Phone Just Broke. Here's How to Pay for It Without Borrowing.
Phone screen cracked or charging port dead? Here's How to Pay for It Without Borrowing.
By Sam


Financial Literacy
Why Students Need an After School Fund Before They Graduate
What we learned from the Phundit Financial Literacy Summit at the University of Energy and Natural Resources (UENR).
By Sam


Savings Tips
How to Build a Saving Habit That Actually Lasts
Here’s how to build a saving habit that survives the weeks when motivation runs out.
By Sam


Financial Literacy
Budgeting for Funerals & Weddings Without Guilt
Funerals and weddings are a real, recurring cost in Ghanaian life. Here’s how to plan for them without financial stress
By Sam


Financial Literacy
7 Money Habits Every University Student in Ghana Should Build Before Graduation
By Sam


Savings Tips
Why Borrowing for Small Emergencies Keeps You Poor
A small loan for a small emergency can quietly start a cycle that’s hard to escape. Here’s how to break free.
By Sam


Financial Literacy
Your Emergency Fund Has One Job: Be There When You Need It
A recent conversation with a Phundit user explains why emergency savings should prioritise safety and steady growth.
By Phundit


Financial Literacy
Emergency Fund vs Investment: Which Comes First?
Here’s why building your emergency fund always has to come before any longer-term financial goal.
By Sam


Financial Literacy
Is Mobile Money Making You Overspend?
Here’s why small MoMo transactions add up, and how to stay in control.
By Sam


Savings Tips
Why Saving Feels Impossible (Even When You Earn More)
Here’s why lifestyle inflation quietly absorbs every extra cedi and how to stop it.
By sam


Financial Literacy
How Much Emergency Savings Do You Actually Need?
Emergency fund advice always says “save more” but never says how much.
By Sam


Financial Literacy
How to build a personal budget in Ghana that you will actually stick to
Build a realistic budget that fits your income and helps you save consistently without feeling restricted.
By Sam


Financial Literacy
How Kofi Saved GHS 2,980 in 90 Days Without Earning More
See how 90 days of consistent saving transformed one Accra professional's finances
By Sam


Financial Literacy
MoMo, bank account, or Phundit. Where should your money actually live?
Discover the simple three-account system that separates spending, saving, and financial growth.
By Sam


Savings Tips
The real reason people don't save and it's not what you think
Saving isn't a discipline problem. It's a design problem. Here's why most people struggle and what actually works.
By Sam


Financial Literacy
10 signs you're ready to start your Emergency Fund
10 Signs You're More Ready to Start Saving Than You Think
By Sam


Financial Literacy
Family, Money and Guilt: The Conversation We Need to Have
Navigate family expectations, money pressures, and financial boundaries with confidence.
By Sam


Financial Literacy
Why most savings apps fail Ghanaians and what Phundit does differently
Discover how Phundit helps users save consistently with flexibility, guidance, and accountability.
By Sam


Financial Literacy
Got Your Salary? Read This Before Next Payday
Got paid but wondering where the money went? Learn how delayed saving can keep you from building financial security.
By Sam


Financial Literacy
Gig worker, irregular income? Here is how to save consistently
How to Save Consistently When Your Income Changes Every Month
By Sam


Financial Literacy
Why “Financial Freedom” Is the Wrong Goal for Young People in Ghana
Many young people in Ghana are chasing “financial freedom” while lacking financial stability
By Sam


Financial Literacy
5 money mistakes young professionals in Ghana keep making
Common money mistakes young professionals in Ghana keep making and how to fix them
By Sam


Financial Literacy
New way to do Susu for the Ghanaian youth
Susu has helped generations of Ghanaians save, pay school fees, and survive difficult times.
By Sam


Financial Literacy
Emergency Fund Ghana: Why You Need One and How to Start With GHS 10
Learn why building an emergency fund is the first step toward financial clarity and long term stability in Ghana.
By Sam


Financial Literacy
That GHS 500 Loan Could Cost You Way More Than You Think
Quick loan apps can feel like an easy solution until the interest starts stacking up.
By Sam


Savings Tips
GHS 6,000 in 6 Months: A Real Savings Plan for a Nurse's Salary
See how a young nurse in Accra built her emergency fund step by step with consistency, automation, and a clear plan.
By Sam

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Get In Touch
Accra, Ghana
support@phundit.app
+233 (050) 541 4514
Get In Touch
Accra, Ghana
support@phundit.app
+233 (050) 541 4514
Quick Link
Phundit
©
2025
All Rights Reserved

Get In Touch
Accra, Ghana
support@phundit.app
+233 (050) 541 4514
Get In Touch
Accra, Ghana
support@phundit.app
+233 (050) 541 4514
Quick Link
Phundit
©
2025
All Rights Reserved

Get In Touch
Accra, Ghana
support@phundit.app
+233 (050) 541 4514
Get In Touch
Accra, Ghana
support@phundit.app
+233 (050) 541 4514
Quick Link
Phundit
©
2025
All Rights Reserved





