Most people don’t plan for emergencies — until it’s too late.
Most people don’t plan for emergencies — until it’s too late.
Most people don’t plan for emergencies — until it’s too late.
Most people don’t plan for emergencies — until it’s too late.
Struggling to set money aside for life’s surprises—like medical bills, job loss, or delayed salaries? Phundit makes it easier by helping you build an emergency fund, grow it with interest, and also earn rewards.
Struggling to set money aside for life’s surprises—like medical bills, job loss, or delayed salaries? Phundit makes it easier by helping you build an emergency fund, grow it with interest, and also earn rewards.
Struggling to set money aside for life’s surprises—like medical bills, job loss, or delayed salaries? Phundit makes it easier by helping you build an emergency fund, grow it with interest, and also earn rewards.
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Emergency Preparedness
Poor
Covers less than 1 month
Your Emergency Fund can last for only 29 days if you lose your source of income now.
Emergency Preparedness
Poor
Covers less than 1 month
Your Emergency Fund can last for only 29 days if you lose your source of income now.
Emergency Preparedness
Poor
Covers less than 1 month
Your Emergency Fund can last for only 29 days if you lose your source of income now.
Emergency Preparedness
Poor
Covers less than 1 month
Your Emergency Fund can last for only 29 days if you lose your source of income now.
Emergency Preparedness
Poor
Covers less than 1 month
Your Emergency Fund can last for only 29 days if you lose your source of income now.
Building An Emergency Fund is Better with Phundit
Building An Emergency Fund is Better with Phundit
Building An Emergency Fund is Better with Phundit
With Phundit, you can set a goal and stay consistent, the S.M.A.R.T way.
With Phundit, you can set a goal and stay consistent, the S.M.A.R.T way.
Set Your Target
Tell us how much you spend every month and we’ll calculate how much you need to save to be safe from financial emergencies.
Target
GHS 6,000.00
This is the amount you should save. It provides a solid six-month emergency fund for financial stability and peace of mind.
Monthly Deposit
GHS 200.00
Estimated Time
16 Months
Set Your Target
Tell us how much you spend every month and we’ll calculate how much you need to save to be safe from financial emergencies.
Target
GHS 6,000.00
This is the amount you should save. It provides a solid six-month emergency fund for financial stability and peace of mind.
Monthly Deposit
GHS 200.00
Estimated Time
16 Months
Set Your Target
Tell us how much you spend every month and we’ll calculate how much you need to save to be safe from financial emergencies.
Target
GHS 6,000.00
This is the amount you should save. It provides a solid six-month emergency fund for financial stability and peace of mind.
Monthly Deposit
GHS 200.00
Estimated Time
16 Months
Set Your Target
Tell us how much you spend every month and we’ll calculate how much you need to save to be safe from financial emergencies.
Target
GHS 6,000.00
This is the amount you should save. It provides a solid six-month emergency fund for financial stability and peace of mind.
Monthly Deposit
GHS 200.00
Estimated Time
16 Months
Deposit & Track Your Progress
Start with GHC 10 and invest consistently. The goal is to reach your target — and with all the Magic of Phundit behind you will get there.
Status
Poor
Covers 0 months
Auto-Deposit
GHS 50.00 monthly
Deposit & Track Your Progress
Start with GHC 10 and invest consistently. The goal is to reach your target — and with all the Magic of Phundit behind you will get there.
Status
Poor
Covers 0 months
Auto-Deposit
GHS 50.00 monthly
Deposit & Track Your Progress
Start with GHC 50 and invest consistently. The goal is to reach your target — and with all the Magic of Phundit behind you will get there.
Status
Poor
Covers 0 months
Auto-Deposit
GHS 50.00 monthly
Deposit & Track Your Progress
Start with GHC 50 and invest consistently. The goal is to reach your target — and with all the Magic of Phundit behind you will get there.
Status
Poor
Covers 0 months
Auto-Deposit
GHS 50.00 monthly
Earn Interest with Mutual Funds
Yor deposits are invested in a Mutual Fund that earns you an interest over time. Your money doesn’t just sit in your Emergency Fund. It works for you.
Interest Earned
Jun 2025
5K
0
Continue to deposit to earn more interest on your Emergency Fund
Earn Interest with Mutual Funds
Yor deposits are invested in a Mutual Fund that earns you an interest over time. Your money doesn’t just sit in your Emergency Fund. It works for you.
Interest Earned
Jun 2025
5K
0
Continue to deposit to earn more interest on your Emergency Fund
Earn Interest with Mutual Funds
Yor deposits are invested in a Mutual Fund that earns you an interest over time. Your money doesn’t just sit in your Emergency Fund. It works for you.
Interest
Jun 2025
5K
0
Continue to deposit to earn more interest on your Emergency Fund
Earn Interest with Mutual Funds
Yor deposits are invested in a Mutual Fund that earns you an interest over time. Your money doesn’t just sit in your Emergency Fund. It works for you.
Interest
Jun 2025
5K
0
Continue to deposit to earn more interest on your Emergency Fund
Withdraw When You Have an Emergency
You will always have enough to support yourself when the time comes. You are in control of your finances when you invest with Phundit.
Withdrawal
GHS 10,000.00
Successful
now
Withdraw Into
Mobile Money
050 123 4567
Withdraw When You Have an Emergency
You will always have enough to support yourself when the time comes. You are in control of your finances when you invest with Phundit.
Withdrawal
GHS 10,000.00
Successful
now
Withdraw Into
Mobile Money
050 123 4567
Withdraw When You Have an Emergency
You will always have enough to support yourself when the time comes. You are in control of your finances when you invest with Phundit.
Withdrawal
GHS 10.0K
Successful
now
Withdraw Into
Mobile Money
050 123 4567
Withdraw When You Have an Emergency
You will always have enough to support yourself when the time comes. You are in control of your finances when you invest with Phundit.
Withdrawal
GHS 10.0K
Successful
now
Withdraw Into
Mobile Money
050 123 4567
Our Mutual Funds
Our Mutual Funds
Our Mutual Funds
It is Simple, Personalized, Rewarding, and Phun...
It is Simple, Personalized, Rewarding, and Phun...
It is Simple, Personalized, Rewarding, and Phun...
Fixed Income Alpha Plus Fund (FIAP)
Fixed Income Alpha Plus Fund (FIAP)
by
by
Historically Stable
Historically Stable
Historically Stable
The FIAP Fund, managed by Blackstar Advisors, has historically delivered stable returns. While past performance is not a guarantee of future results, the fund’s conservative, fixed-income strategy is designed to protect your capital while aiming for modest growth.
The FIAP Fund, managed by Blackstar Advisors, has historically delivered stable returns. While past performance is not a guarantee of future results, the fund’s conservative, fixed-income strategy is designed to protect your capital while aiming for modest growth.
The FIAP Fund, managed by Blackstar Advisors, has historically delivered stable returns. While past performance is not a guarantee of future results, the fund’s conservative, fixed-income strategy is designed to protect your capital while aiming for modest growth.
The FIAP Fund, managed by Blackstar Advisors, has historically delivered stable returns. While past performance is not a guarantee of future results, the fund’s conservative, fixed-income strategy is designed to protect your capital while aiming for modest growth.
Consistent Growth Focus
Consistent Growth Focus
The FIAP Fund prioritizes capital preservation — making it ideal for emergency savings. It invests in fixed-income instruments like treasury bills and bonds, helping your money grow steadily without high exposure to market volatility.
The FIAP Fund prioritizes capital preservation — making it ideal for emergency savings. It invests in fixed-income instruments like treasury bills and bonds, helping your money grow steadily without high exposure to market volatility.
The FIAP Fund prioritizes capital preservation — making it ideal for emergency savings. It invests in fixed-income instruments like treasury bills and bonds, helping your money grow steadily without high exposure to market volatility.
Consistent Growth Focus
The FIAP Fund prioritizes capital preservation — making it ideal for emergency savings. It invests in fixed-income instruments like treasury bills and bonds, helping your money grow steadily without high exposure to market volatility.
Regulated by the SEC
Regulated by the SEC
Regulated by the SEC
Blackstar Advisors is licensed and regulated by Ghana’s Securities and Exchange Commission (SEC), ensuring your money is managed under strict professional and regulatory standards.
Blackstar Advisors is licensed and regulated by Ghana’s Securities and Exchange Commission (SEC), ensuring your money is managed under strict professional and regulatory standards.
Blackstar Advisors is licensed and regulated by Ghana’s Securities and Exchange Commission (SEC), ensuring your money is managed under strict professional and regulatory standards.
Blackstar Advisors is licensed and regulated by Ghana’s Securities and Exchange Commission (SEC), ensuring your money is managed under strict professional and regulatory standards.
How Much Do You Need To Have in Your Emergency Fund?
How Much Do You Need To Have in Your Emergency Fund?
How much do you spend every month?
GHS 500/month
Average Target
GHS 1,500
This should be your first target. When achieved it can support you for 3 months in case you lose your source of income.
Excellent Target
GHS 3,000
This should be your ideal target. When achieved it can support you for 6 months in case you lose your source of income.
Wonderful Target
GHS 4,500
This target is for overachievers. When achieved it can support you for 6 months in case you lose your source of income.
How much do you spend every month?
GHS 500/month
Average Target
GHS 1,500
This should be your first target. When achieved it can support you for 3 months in case you lose your source of income.
Excellent Target
GHS 3,000
This should be your ideal target. When achieved it can support you for 6 months in case you lose your source of income.
Wonderful Target
GHS 4,500
This target is for overachievers. When achieved it can support you for 6 months in case you lose your source of income.
How much do you spend every month?
GHS 500/month
Average Target
GHS 1,500
This should be your first target. When achieved it can support you for 3 months in case you lose your source of income.
Excellent Target
GHS 3,000
This should be your ideal target. When achieved it can support you for 6 months in case you lose your source of income.
Wonderful Target
GHS 4,500
This target is for overachievers. When achieved it can support you for 6 months in case you lose your source of income.
How much do you spend every month?
GHS 500/month
Average Target
GHS 1,500
This should be your first target. When achieved it can support you for 3 months in case you lose your source of income.
Excellent Target
GHS 3,000
This should be your ideal target. When achieved it can support you for 6 months in case you lose your source of income.
Wonderful Target
GHS 4,500
This target is for overachievers. When achieved it can support you for 6 months in case you lose your source of income.
Building an Emergency Fund is Better On Our App
Building an Emergency Fund is Better On Our App
Building an Emergency Fund is Better On Our App
It is Simple, Personalized, Rewarding, and Phun...
It is Simple, Personalized, Rewarding, and Phun...
Emergency Preparedness
Phundit shows how prepared you are for emergencies — from one week to six months of coverage. Each deposit moves you closer to full financial protection.
Auto Deposits
Set it and forget it — automate your contributions weekly or monthly. Saving becomes effortless, consistent, and stress-free.
Easy Withdrawals
An emergency can happen anytime thus we make withdrawing as easy as possible. Use your mobile money or bank account — quickly and securely. Get your money in under 24 business hours.
Journey Milestones
You don’t have to wait to reach your target before you feel a sense of pride in your saving journey. We have milestones you can reach along the way to make you feel the pride of being disciplined and responsible.
Emergency Preparedness
Phundit shows how prepared you are for emergencies — from one week to six months of coverage. Each deposit moves you closer to full financial protection.
Auto Deposits
Easy Withdrawals
Journey Milestones
Emergency Preparedness
Phundit shows how prepared you are for emergencies — from one week to six months of coverage. Each deposit moves you closer to full financial protection.
Auto Deposits
Easy Withdrawals
Journey Milestones
Emergency Preparedness
Phundit shows how prepared you are for emergencies — from one week to six months of coverage. Each deposit moves you closer to full financial protection.
Auto Deposits
Easy Withdrawals
Journey Milestones
Join Thousands In Ghana Already Building Their Emergency Fund
Join Thousands In Ghana Already Building Their Emergency Fund
Join Thousands In Ghana Already Building Their Emergency Fund
Get In Touch
Accra, Ghana
support@phundit.app
+233 (050) 541 4514
Get In Touch
Accra, Ghana
support@phundit.app
+233 (050) 541 4514
Quick Link
Phundit
©
2025
All Rights Reserved
Get In Touch
Accra, Ghana
support@phundit.app
+233 (050) 541 4514
Get In Touch
Accra, Ghana
support@phundit.app
+233 (050) 541 4514
Quick Link
Phundit
©
2025
All Rights Reserved
Get In Touch
Accra, Ghana
support@phundit.app
+233 (050) 541 4514
Get In Touch
Accra, Ghana
support@phundit.app
+233 (050) 541 4514
Quick Link
Phundit
©
2025
All Rights Reserved