Only 97 spots available
The best way to
Take charge of your finances with Phundit. Build your emergency fund, invest confidently, earn rewards and track your progress—all in one app. Be amongst the first to experience it Join our waitlist now!
Emergency Fund
Life happens—broken gadgets, delayed salaries, or unexpected bills - but having an emergency fund helps you stay ready. Start building your financial safety net with Phundit.
Emergency Fund Balance
GHS 33,000.00
110%
of
GHS 30,000
Emergency Preparedness
Excellent
Covers 6 months and more
Your Emergency Fund can last for 180 days if you lose your source of income. Nice!
What is an
Emergency Fund?
A Financial Safety Net
An emergency fund is money set aside to be used for unforeseen situations, including a disruption to your source of income.
Worth 3+ Months of Living Expenses
It is recommended to have at least three to six months' worth of living expenses saved up in your emergency fund.
It's Important to Build This First
Before investing long term, focus on building this first. It prevents the disruption of your financial goals when life happens.
A Financial Safety Net
An emergency fund is money set aside to be used for unforeseen situations, including a disruption to your source of income.
Worth 3+ Months of Living Expenses
It is recommended to have at least three to six months' worth of living expenses saved up in your emergency fund.
It's Important to Build This First
Before investing long term, focus on building this first. It prevents the disruption of your financial goals when life happens.
Building an Emergency Fund is Better On Our App
It is Simple, Personalized, Rewarding, and Phun...(pun intended)
Personalized Insights
Get tips on how to effectively save towards your emergency fund and track your progress.
Peer Comparison
How competitive are you? Dive into our friendly financial face-off and see how your savings rank against your peers.
Interest On Your Savings
Watch your money grow effortlessly! We invest your savings in a well managed asset class to help it grow.
Emergency Preparedness
Excellent
Covers 6 months and more
Your Emergency Fund can last for 180 days if you lose your source of income. Nice!
Emergency Fund Calculator
Find out how much you need in your emergency fund and how quickly you can build it up.
Coverage
Spending
Savings
Contributions
In case you loose your income, how long do you want your emergency fund to last you?
The safe, secure, and hassle-free way to grow your money.
Well Regulated
We partner with financial institutions licensed by the SEC and BOG to ensure that all transactions meet the highest standards.
Robust Security Protocols
We ensure platform security with multi-factor authentication, regular updates, and thorough security audits.
Strict Privacy Policy
We prioritize your privacy with advanced encryption and clear policies; giving you full control over your personal data.
Discover Phundit Coins — our free rewards program where every pesewa saved earns you coins that you can redeem for exciting products, special offers, and more.
Meet Zoe: Your
Financial Guide
Zoe is here to make managing your money simple and effective. With personalized tips, goal tracking, and helpful insights, she'll keep you motivated and on track to achieve your financial goals.
Analyze
Financial Health
Check how you're doing financially and get actionable steps to improve your overall financial stability and well-being.
Your Score is
Excellent
You're doing great! Keep up the good work for access to amazing benefits.
Earn While You Learn
Discover ways to earn rewards while improving your financial knowledge.
Frequently Asked Questions
Emergency Fund
SMART Investment Goals
Rewards
Phundit Coins
Transactions
What is an emergency fund, and why do I need one?
An emergency fund is money set aside for unexpected situations like job loss or medical expenses. It helps you stay financially secure during tough times.
How much should I save for my emergency fund?
It's recommended to save 3 to 6 months worth of living expenses to cover unexpected costs.
Can I use my emergency fund for non-emergencies?
No, it's best to only use your emergency fund for true emergencies to maintain your financial safety net.
How do I start building my emergency fund with Phundit?
Join the waitlist to be among the first to experience our tools for building and managing your emergency fund.
Only 97 spots available
Get exclusive early access to our app
Join over 3,000 people on the waitlist.
