Save

Don’t Borrow

Invest Wisely

Plan Ahead

Save

Save

Don’t Borrow

Invest Wisely

Plan Ahead

Save

Save

Don’t Borrow

Invest Wisely

Plan Ahead

Save

Save

Don’t Borrow

Invest Wisely

Plan Ahead

Save

Save

Don’t Borrow

Invest Wisely

Plan Ahead

Save

for Financial Emergencies

for Financial Emergencies

for Financial Emergencies

Phundit helps you start with one important goal your emergency fund. We guide you step by step to save consistently, grow your money with interest, and earn rewards

Phundit helps you build your emergency fund—step by step. Save consistently, earn interest, and unlock rewards.

Download Our App Now

Download the app and start today!

Phundit helps you start with one important goal your emergency fund. We guide you step by step to save consistently, grow your money with interest, and earn rewards

Save

Don’t Borrow

Invest Wisely

Plan Ahead

Save

for Financial

Emergencies

WHY YOU NEED AN EMERGENCY FUND?

WHY YOU NEED AN EMERGENCY FUND?

WHY YOU NEED AN EMERGENCY FUND?

Emergency Fund Stories from Everyday People

Emergency Fund Stories from Everyday People

Emergency Fund Stories from Everyday People

“I was laid off unexpectedly when my company downsized... I had built up 3 months of emergency savings. That money helped me pay rent, buy food, and cover my bills without going into debt while I searched for a new job.”

“I was laid off unexpectedly when my company downsized... I had built up 3 months of emergency savings. That money helped me pay rent, buy food, and cover my bills without going into debt while I searched for a new job.”

“I was laid off unexpectedly when my company downsized... I had built up 3 months of emergency savings. That money helped me pay rent, buy food, and cover my bills without going into debt while I searched for a new job.”

What You Get with Phundit

What You Get with Phundit

What You Get with Phundit

Phundit has many fun features to assist you on your financial security journey

Phundit has many fun features to assist you on your financial security journey

Phundit has many fun features to assist you on your financial security journey

Download the Phundit App

GET IT ON

Download on the

App Store

Emergency Fund

Daily Interest

Rewards

Financial Education

Zoe AI

Emergency Fund

Set your target, deposit regularly, and grow your emergency fund with Phundit—earn interest and rewards as you save.

Emergency Fund

Daily Interest

Rewards

Financial Education

Zoe AI

Emergency Fund

Set your target, deposit regularly, and grow your emergency fund with Phundit—earn interest and rewards as you save.

Emergency Fund

Daily Interest

Rewards

Financial Education

Zoe AI

Emergency Fund Builder

Set your target, deposit regularly, and grow your emergency fund with Phundit—earn interest and rewards as you save.

Emergency Fund

Daily Interest

Rewards

Financial Education

Zoe AI

Emergency Fund Builder

Set your target, deposit regularly, and grow your emergency fund with Phundit—earn interest and rewards as you save.

Emergency Fund

Set your target, deposit regularly, and grow your emergency fund with Phundit—earn interest and rewards as you save.

Earn Interest

Your deposits go into a mutual fund, helping you reach your goal while earning extra income.

Rewards

Stay disciplined and earn Phundit Coins. Redeem them for data, ECG prepaid, DSTV, and more.

Financial Education

Learn money basics through short videos and earn Coins for every lesson.

Zoe AI

Get smart tips, reminders, and encouragement from Zoe—your financial best friend.

Why Phundit Is The Better Way to Secure Your Future

Why Phundit Is The Better Way to Secure Your Future

Why Phundit Is The Better Way to Secure Your Future

Support

Growth

Discipline

Motivation

Support

The Old Way

Whether it’s a susu box at home, a savings group, or even a bank, you’re mostly left on your own. No financial guidance to help you stay consistent or reach your goals.

The New Way

Zoe

beta

Phundit Financial Assistant

Hey Janice.

How can I help you today?

With Zoe, your AI Financial guide, you can get special insights and tips that are specific to your saving habits and lifestyle.

Support

Growth

Discipline

Motivation

The Old Way

Whether it’s a susu box at home, a savings group, or even a bank, you’re mostly left on your own. No financial guidance to help you stay consistent.

Zoe

beta

Phundit Financial Assistant

Hey Janice.

How can I help you today?

With Zoe, your AI Financial guide, you can get special insights and tips that are specific to your saving habits and lifestyle.

Support

Growth

Discipline

Motivation

Support

The Old Way

Whether it’s a susu box at home, a savings group, or even a bank, you’re mostly left on your own. No financial guidance to help you stay consistent or reach your goals.

The New Way

Zoe

beta

Phundit Financial Assistant

Hey Janice.

How can I help you today?

With Zoe, your AI Financial guide, you can get special insights and tips that are specific to your saving habits and lifestyle.

Bank, Momo, Susu vs Phundit

Your Money Doesn’t Sit Idle

Banks delay, MoMo pays nothing, susu risks loss. With Phundit, your deposits earn daily interest.

Discipline Without the Struggle

Susu relies on willpower. Phundit automates deposits and keeps you consistent.

Smarter Support, Every Step

No bank manager, no susu collector. Zoe, your AI coach, guides you personally.

Motivation That Pays Back

Unlike MoMo or banks, Phundit rewards you for saving — coins, milestones, and progress you can see.

Download the Phundit App

Download the Phundit App

The safe, secure, and hassle-free way to grow your money.

The safe, secure, and hassle-free way to grow your money.

The safe, secure, and hassle-free way to grow your money.

Well Regulated

Well Regulated

Well Regulated

Your money sits with well established financial institutions.

Your money sits with well established financial institutions.

Your money sits with well established financial institutions.

Secure Accounts

Secure Accounts

Secure Accounts

We use multi-factor authentication to protect your account.

We use multi-factor authentication to protect your account.

We use multi-factor authentication to protect your account.

24/7 Support

24/7 Support

24/7 Support

We are available to assist you anytime you need help.

We are available to assist you anytime you need help.

We are available to assist you anytime you need help.

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

Here are some of the most common questions we get.

Here are some of the most common questions we get.

What is the recommended size for an emergency fund?

What is the recommended size for an emergency fund?

What is the recommended size for an emergency fund?

What is the recommended size for an emergency fund?

How quickly can I access funds in an emergency?

How quickly can I access funds in an emergency?

How quickly can I access funds in an emergency?

How quickly can I access funds in an emergency?

How is the safety of my emergency fund ensured?

How is the safety of my emergency fund ensured?

How is the safety of my emergency fund ensured?

How is the safety of my emergency fund ensured?

Join Thousands In Ghana Already Building Their Emergency Fund

Join Thousands In Ghana Already Building Their Emergency Fund

Join Thousands In Ghana Already Building Their Emergency Fund

Join Thousands In Ghana Already Building Their Emergency Fund

Fund your future

Get In Touch

Accra, Ghana

support@phundit.app

+233 (050) 541 4514

Fund your future

Get In Touch

Accra, Ghana

support@phundit.app

+233 (050) 541 4514

Phundit

© 

2025

All Rights Reserved

Fund your future

Get In Touch

Accra, Ghana

support@phundit.app

+233 (050) 541 4514

Fund your future

Get In Touch

Accra, Ghana

support@phundit.app

+233 (050) 541 4514

Phundit

© 

2025

All Rights Reserved

Fund your future

Get In Touch

Accra, Ghana

support@phundit.app

+233 (050) 541 4514

Fund your future

Get In Touch

Accra, Ghana

support@phundit.app

+233 (050) 541 4514

Phundit

© 

2025

All Rights Reserved